SHUT DOWN debt collector phone calls and make them pay!
Ricardo & Wasylik PL
SHUT DOWN debt collector phone calls and make them pay!
6:55
Beat Debt Collectors: Top Ten Tips for 2025
Ricardo & Wasylik PL
Beat Debt Collectors: Top Ten Tips for 2025
9:57
Fight Back! Know Your Rights Against Debt Collectors
Ricardo & Wasylik PL
Fight Back! Know Your Rights Against Debt Collectors
0:52
Responding to Court Action by Debt Collectors
Ricardo & Wasylik PL
Responding to Court Action by Debt Collectors
0:39
Debt collectors on your credit report
Ricardo & Wasylik PL
Debt collectors on your credit report
0:17
Fighting debt collectors in court
Ricardo & Wasylik PL
Fighting debt collectors in court
0:58
Spot Debt Collector Violations: Free Credit Reports Weekly!
Ricardo & Wasylik PL
Spot Debt Collector Violations: Free Credit Reports Weekly!
0:50
Unmasking Debt Collector Lies: Know Your Rights!
Ricardo & Wasylik PL
Unmasking Debt Collector Lies: Know Your Rights!
0:28
Uncover Debt Collector Violations for Total Victory!
Ricardo & Wasylik PL
Uncover Debt Collector Violations for Total Victory!
0:39
Protect Your Credit: Know Your Rights Against Violations
Ricardo & Wasylik PL
Protect Your Credit: Know Your Rights Against Violations
0:23
Beat debt collectors in 2025! Stop phone calls, lawsuits, and bad credit reporting.
Ricardo & Wasylik PL
Beat debt collectors in 2025! Stop phone calls, lawsuits, and bad credit reporting.
13:43
Exposing Hunter Warfield: Know Your Rights Against Harassment
Ricardo & Wasylik PL
Exposing Hunter Warfield: Know Your Rights Against Harassment
0:16
Use Violations to Win — Suing Hunter Warfield Explained
Ricardo & Wasylik PL
Use Violations to Win — Suing Hunter Warfield Explained
0:26
Evict Hunter Warfield from your life forever
Ricardo & Wasylik PL
Evict Hunter Warfield from your life forever
0:35
The Simple Secret to Stop Hunter Warfield from Wrecking Your Life
Ricardo & Wasylik PL
The Simple Secret to Stop Hunter Warfield from Wrecking Your Life
7:57
After the Storms, What Next?
Ricardo & Wasylik PL
After the Storms, What Next?
1:00:41
Understanding Debt Collection: The Truth About Credit Reports
Ricardo & Wasylik PL
Understanding Debt Collection: The Truth About Credit Reports
0:45
What to Do When Debt Collectors Sue You
Ricardo & Wasylik PL
What to Do When Debt Collectors Sue You
0:28
Beat Debt Collectors by Using the Right Response
Ricardo & Wasylik PL
Beat Debt Collectors by Using the Right Response
0:53
Get $1,000 from your debt collector by sending THIS letter
Ricardo & Wasylik PL
Get $1,000 from your debt collector by sending THIS letter
0:46
Winning Strategies: Defend Your Debt Collection Case and Win
Ricardo & Wasylik PL
Winning Strategies: Defend Your Debt Collection Case and Win
0:21
STOP Letting Debt Collectors Harass You! Know Your Rights!
Ricardo & Wasylik PL
STOP Letting Debt Collectors Harass You! Know Your Rights!
0:42
Stop Debt Collector Phone Calls! Cease and Desist Explained
Ricardo & Wasylik PL
Stop Debt Collector Phone Calls! Cease and Desist Explained
0:53
Remove Negative Credit Report Items! 2 Proven Strategies
Ricardo & Wasylik PL
Remove Negative Credit Report Items! 2 Proven Strategies
0:52
Fight Back Against Credit Report Errors
Ricardo & Wasylik PL
Fight Back Against Credit Report Errors
0:32
Get $1,000 if the Debt Collector Breaks This Law
Ricardo & Wasylik PL
Get $1,000 if the Debt Collector Breaks This Law
0:31
Wipe Out Debt by Suing Your Debt Collector
Ricardo & Wasylik PL
Wipe Out Debt by Suing Your Debt Collector
0:13
Don't make THIS mistake when a debt collector sues you
Ricardo & Wasylik PL
Don't make THIS mistake when a debt collector sues you
0:36
Get $1,000 In Your Pocket by Disputing Debt Collections
Ricardo & Wasylik PL
Get $1,000 In Your Pocket by Disputing Debt Collections
0:49
Do THIS to Beat Junk Debt Collectors
Ricardo & Wasylik PL
Do THIS to Beat Junk Debt Collectors
0:23
Debt Collectors Breaking the Law Know Your Rights!
Ricardo & Wasylik PL
Debt Collectors Breaking the Law Know Your Rights!
0:13
Customize Your Debt Collection Dispute Letters for Maximum Impact
Ricardo & Wasylik PL
Customize Your Debt Collection Dispute Letters for Maximum Impact
0:29
Avoid These 4 Costly Mistakes to Win Your Lawsuit
Ricardo & Wasylik PL
Avoid These 4 Costly Mistakes to Win Your Lawsuit
0:59
5 Shocking Reasons Credit Repair Doesn't Work
Ricardo & Wasylik PL
5 Shocking Reasons Credit Repair Doesn't Work
0:38
Credit Repair is Dead in 2025 — Do THIS Instead
Ricardo & Wasylik PL
Credit Repair is Dead in 2025 — Do THIS Instead
8:11
We TEAR APART a debt collector lawsuit [Midland Credit Management]
Ricardo & Wasylik PL
We TEAR APART a debt collector lawsuit [Midland Credit Management]
21:49
How to write your ANSWER for a debt collection lawsuit like a PRO
Ricardo & Wasylik PL
How to write your ANSWER for a debt collection lawsuit like a PRO
11:00
Remove COLLECTIONS from your credit report: FREE and 100% LEGAL
Ricardo & Wasylik PL
Remove COLLECTIONS from your credit report: FREE and 100% LEGAL
10:53
Someone else's debt on your credit report? Do THIS.
Ricardo & Wasylik PL
Someone else's debt on your credit report? Do THIS.
6:34
How AI helps debt collectors TAKE YOUR MONEY - and how to stop it
Ricardo & Wasylik PL
How AI helps debt collectors TAKE YOUR MONEY - and how to stop it
14:35
Three ways a dispute letter can get you a thousand bucks in 2025
Ricardo & Wasylik PL
Three ways a dispute letter can get you a thousand bucks in 2025
3:10
When Debt Collectors Don't Respond to Your Dispute in 2025
Ricardo & Wasylik PL
When Debt Collectors Don't Respond to Your Dispute in 2025
5:47
The Debt Collection Battle Plan: A Complete System to Get Rid of Debt Collections in 2025
Ricardo & Wasylik PL
The Debt Collection Battle Plan: A Complete System to Get Rid of Debt Collections in 2025
12:03
Debt collection dispute letters: STOP using the wrong letters in 2025
Ricardo & Wasylik PL
Debt collection dispute letters: STOP using the wrong letters in 2025
8:51
Debt collectors vs. ChatGPT AI: Who will win? Creating the ultimate dispute letter
Ricardo & Wasylik PL
Debt collectors vs. ChatGPT AI: Who will win? Creating the ultimate dispute letter
0:59
Expose Portfolio Recovery's Lies in 2025
Ricardo & Wasylik PL
Expose Portfolio Recovery's Lies in 2025
6:40
You get $1,000 if a debt collector does THIS to you.
Ricardo & Wasylik PL
You get $1,000 if a debt collector does THIS to you.
0:42
Say THIS to the judge when you get sued for old debt
Ricardo & Wasylik PL
Say THIS to the judge when you get sued for old debt
0:24
UHG SUED! The feds have sued United Holdings Group for SHOCKING debt collection violations.
Ricardo & Wasylik PL
UHG SUED! The feds have sued United Holdings Group for SHOCKING debt collection violations.
13:05
Live Q&A: What's my NEXT STEP to fight debt collection?
Ricardo & Wasylik PL
Live Q&A: What's my NEXT STEP to fight debt collection?
58:45
Win or lose? How to beat junk debt lawsuits in Florida in 2025 [Midland, Portfolio, Cavalry, LVNV]
Ricardo & Wasylik PL
Win or lose? How to beat junk debt lawsuits in Florida in 2025 [Midland, Portfolio, Cavalry, LVNV]
9:52
How to BEAT junk debt lawsuits — Live Q&A
Ricardo & Wasylik PL
How to BEAT junk debt lawsuits — Live Q&A
49:50
This student gets a shocking phone call during school from a debt collector #shorts
Ricardo & Wasylik PL
This student gets a shocking phone call during school from a debt collector #shorts
0:50
Debt Collection Live Q&A [replay] Florida lawyer Mike Wasylik answers your questions
Ricardo & Wasylik PL
Debt Collection Live Q&A [replay] Florida lawyer Mike Wasylik answers your questions
43:22
DEBT VALIDATION: do THIS to beat a debt collection lawsuit in 2025
Ricardo & Wasylik PL
DEBT VALIDATION: do THIS to beat a debt collection lawsuit in 2025
9:02
When debt collectors call, DO THIS in 2025.
Ricardo & Wasylik PL
When debt collectors call, DO THIS in 2025.
4:50
Equifax, Experian, and TransUnion ignored these disputes. Now they regret it.
Ricardo & Wasylik PL
Equifax, Experian, and TransUnion ignored these disputes. Now they regret it.
6:56
Debt Validation vs. Debt Verification - What's the Difference? (and why it matters in 2025)
Ricardo & Wasylik PL
Debt Validation vs. Debt Verification - What's the Difference? (and why it matters in 2025)
8:48
DEBT VALIDATION: the most effective strategy that no one else will tell you in 2025
Ricardo & Wasylik PL
DEBT VALIDATION: the most effective strategy that no one else will tell you in 2025
13:54
DEBT COLLECTOR SNEAK ATTACK: debt collection rules BAN this sneaky practice in 2025
Ricardo & Wasylik PL
DEBT COLLECTOR SNEAK ATTACK: debt collection rules BAN this sneaky practice in 2025
8:34
DEBT VALIDATION: Rule changes in effect Nov. 30, 2021
Ricardo & Wasylik PL
DEBT VALIDATION: Rule changes in effect Nov. 30, 2021
15:12
NEVER PAY COLLECTIONS! Telling debt collectors they get NOTHING in 2025
Ricardo & Wasylik PL
NEVER PAY COLLECTIONS! Telling debt collectors they get NOTHING in 2025
6:38
DEBT COLLECTOR SETTLEMENT: the best possible settlement is when THEY pay YOU in 2025
Ricardo & Wasylik PL
DEBT COLLECTOR SETTLEMENT: the best possible settlement is when THEY pay YOU in 2025
13:24
BEAT DEBT COLLECTORS: How to negotiate the best possible deal in 2025
Ricardo & Wasylik PL
BEAT DEBT COLLECTORS: How to negotiate the best possible deal in 2025
8:36
How to get your CREDIT REPORT online for FREE—the EASY way
Ricardo & Wasylik PL
How to get your CREDIT REPORT online for FREE—the EASY way
6:09
How to beat ACCOUNT STATED claims in court in 2025 [Midland, Portfolio, LVNV, Cavalry]
Ricardo & Wasylik PL
How to beat ACCOUNT STATED claims in court in 2025 [Midland, Portfolio, LVNV, Cavalry]
21:16
DISPUTE LETTER 2025: Midland Funding / Midland Credit Management (sample letters and instructions)
Ricardo & Wasylik PL
DISPUTE LETTER 2025: Midland Funding / Midland Credit Management (sample letters and instructions)
5:01
DISPUTE LETTER to debt collector: here's exactly what you should say in 2025
Ricardo & Wasylik PL
DISPUTE LETTER to debt collector: here's exactly what you should say in 2025
7:51
CAN'T GET DISPUTES REMOVED FROM YOUR CREDIT REPORT? Try this!
Ricardo & Wasylik PL
CAN'T GET DISPUTES REMOVED FROM YOUR CREDIT REPORT? Try this!
4:38
Debt and credit law Q & A with John Watts and Mike Wasylik (REPLAY of live)
Ricardo & Wasylik PL
Debt and credit law Q & A with John Watts and Mike Wasylik (REPLAY of live)
2:38:01
WIPE OUT DEBT: 3 easy ways to sue debt collectors and put money in your pocket [FDCPA] [2025]
Ricardo & Wasylik PL
WIPE OUT DEBT: 3 easy ways to sue debt collectors and put money in your pocket [FDCPA] [2025]
5:11
VERIFIED! When your dispute letter to a debt collector comes back validated, what to do in 2025
Ricardo & Wasylik PL
VERIFIED! When your dispute letter to a debt collector comes back validated, what to do in 2025
11:52
LVNV and WAGE GARNISHMENT: How to stop LVNV from taking money out of every paycheck! [Florida]
Ricardo & Wasylik PL
LVNV and WAGE GARNISHMENT: How to stop LVNV from taking money out of every paycheck! [Florida]
5:41
LVNV: How Much Will They Settle for? (Three options for 2025)
Ricardo & Wasylik PL
LVNV: How Much Will They Settle for? (Three options for 2025)
6:07
Attack a judgment from LVNV—motion to vacate or quash, invalid service of process [Florida only]
Ricardo & Wasylik PL
Attack a judgment from LVNV—motion to vacate or quash, invalid service of process [Florida only]
5:16
Never do this with a debt collector! Two boneheaded mistakes many people make.
Ricardo & Wasylik PL
Never do this with a debt collector! Two boneheaded mistakes many people make.
9:48
CRUSH junk debt lawsuits in 2025 with these three legal defenses [Midland, Portfolio, Cavalry, LVNV]
Ricardo & Wasylik PL
CRUSH junk debt lawsuits in 2025 with these three legal defenses [Midland, Portfolio, Cavalry, LVNV]
7:23
How much time do debt collectors have to sue you? [statute of limitations]
Ricardo & Wasylik PL
How much time do debt collectors have to sue you? [statute of limitations]
10:52
Don't Pay a Dime to LVNV in 2025
Ricardo & Wasylik PL
Don't Pay a Dime to LVNV in 2025
8:48
Form letters for challenging debt—what you need to know before you use one
Ricardo & Wasylik PL
Form letters for challenging debt—what you need to know before you use one
11:15
It's GOOD to get sued in 2025—find out why! [Midland, Portfolio, LVNV, Cache LLC]
Ricardo & Wasylik PL
It's GOOD to get sued in 2025—find out why! [Midland, Portfolio, LVNV, Cache LLC]
9:47
Debt Validation Letters: How to Use Them to Crush Debt Collection in 2025
Ricardo & Wasylik PL
Debt Validation Letters: How to Use Them to Crush Debt Collection in 2025
21:23
Texas vs. Florida: What to Do When Debt Collectors Attack [Midland, Portfolio, LVNV, Cache LLC]
Ricardo & Wasylik PL
Texas vs. Florida: What to Do When Debt Collectors Attack [Midland, Portfolio, LVNV, Cache LLC]
1:28:39
Can Portfolio Recovery sue you for CHARGED-OFF debt?
Ricardo & Wasylik PL
Can Portfolio Recovery sue you for CHARGED-OFF debt?
5:09
Summons from Midland
Ricardo & Wasylik PL
Summons from Midland
7:56
Portfolio Recovery: They threaten to SUE—what should you do in 2025?
Ricardo & Wasylik PL
Portfolio Recovery: They threaten to SUE—what should you do in 2025?
7:10
How much will Portfolio Recovery settle for in 2025?
Ricardo & Wasylik PL
How much will Portfolio Recovery settle for in 2025?
6:27
Portfolio Recovery: Can you get them off your CREDIT REPORT?
Ricardo & Wasylik PL
Portfolio Recovery: Can you get them off your CREDIT REPORT?
9:05
Portfolio Recovery: Don't pay them a DIME in 2025
Ricardo & Wasylik PL
Portfolio Recovery: Don't pay them a DIME in 2025
7:57
How to get out of the Midland settlement TRAP in 2025
Ricardo & Wasylik PL
How to get out of the Midland settlement TRAP in 2025
9:09
VA Mortgage: How to tell if you're entitled to VA loan protection from foreclosure
Ricardo & Wasylik PL
VA Mortgage: How to tell if you're entitled to VA loan protection from foreclosure
10:42
Identity Theft and Midland Funding: How to Fight If You Get Sued for Debt That's Not Yours
Ricardo & Wasylik PL
Identity Theft and Midland Funding: How to Fight If You Get Sued for Debt That's Not Yours
5:48
Midland Funding: SUED for debt collection violations!
Ricardo & Wasylik PL
Midland Funding: SUED for debt collection violations!
14:47
Florida foreclosures are restarting—DO THIS to get ready.
Ricardo & Wasylik PL
Florida foreclosures are restarting—DO THIS to get ready.
20:36
Your mortgage forbearance is ending—what next?
Ricardo & Wasylik PL
Your mortgage forbearance is ending—what next?
14:06
Can Midland Sue You During the Shutdown?
Ricardo & Wasylik PL
Can Midland Sue You During the Shutdown?
7:01
Stop foreclosure by selling your home: Florida lawyer Mike Wasylik interviews Liz Mohabir
Ricardo & Wasylik PL
Stop foreclosure by selling your home: Florida lawyer Mike Wasylik interviews Liz Mohabir
45:51
Mortgage relief: move payments to the END of the loan
Ricardo & Wasylik PL
Mortgage relief: move payments to the END of the loan
17:27
Pre-Legal Notice [Midland Funding/Midland Credit Management ]
Ricardo & Wasylik PL
Pre-Legal Notice [Midland Funding/Midland Credit Management ]
8:21
Mortgage Relief with Freedom Mortgage (how to get forbearance or modification help)
Ricardo & Wasylik PL
Mortgage Relief with Freedom Mortgage (how to get forbearance or modification help)
23:49